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Where the money sits while the buyer checks the account, what triggers a refund, who decides it, and how sellers are protected from reversed payments.
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A PUBG Mobile character lives behind the social account it is linked to — Google, Facebook, Twitter — and KRAFTON returns nothing: whoever owns the social login owns the account. What buyers pay for on our live shelf (every number moves together, sports cars excepted), how to prepare a login you can hand over whole, and why a second binding is what ends the sale.
Standoff 2 keeps no login of its own, and the method an account was created with can never be changed or unlinked. So a Standoff 2 account is sold only as the Google, VK or Apple account behind that primary login — handed over whole. What our live shelf pays for (Legend at the top, «with calibration» cheaper than without, and why), what to prepare, and how the money moves.
A Steam account is a mailbox plus Steam Guard, and Valve's support returns accounts to whoever proves they created them — that is the whole risk of selling one. What buyers actually pay for across our live shelf (the library is not the price), what to strip off the account before it goes up, how the money moves, and why the first receipt stays with you.
Account trading has one structural problem: whoever moves first loses. Send the account before the money and the seller can be robbed; send the money before the account and the buyer can. Escrow removes the choice.
The payment goes to the marketplace, not to the seller. It stays there while the buyer checks the account — up to 72 hours after delivery, after which the order confirms itself if the buyer stays silent. Then it moves in steps: the buyer's warranty runs, and only after that does the money land on the seller's balance. Until then the seller can see the amount and cannot withdraw it.
That is the entire mechanism, and its effect is asymmetric in a useful way: a seller planning to recover the account gains nothing, because the recovery would happen inside the window and cost them the sale.
Three things, in practice:
A dispute is read by a human operator who compares the listing against what was delivered. Not a bot, and not the seller.
A chargeback is when the buyer reverses the payment through their bank, often months later. The money leaves the marketplace whether or not the account was fine.
Handled badly, this ruins sellers: the account is gone, the payment is gone. Handled correctly — and this is the boring part that matters — the reversal is booked against the order it belongs to, the seller's balance is adjusted, and a genuine fraud case is separated from a buyer who simply forgot what they bought.
For an honest seller the practical protection is the delivery record: what was sent, when, and to whom. That record is what a chargeback is disputed with.
Someone has to. A platform that forwards money instantly and calls disputes «a matter between users» is not a marketplace — it is a directory with a payment button. Holding the funds until the buyer has confirmed and the warranty has run is the cost of being the party both sides can appeal to.
Escrow applies to every seller listing on the site — the unique accounts on shelves like Fortnite and League of Legends. Pool items (mystery chests) skip it because the marketplace is the seller.
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