FC Mobile Accounts, skins en kisten

Team rating — the OVR in the title — is what this shelf sorts by, and the ladder is brutal at the top. Up to about 120 the accounts sit within a few dollars of each other; from 125 the median is in the hundreds. The reason is how squads are built: getting a team past 125 needs players that only come from the deep end of the packs, and every point above that costs more than the point below it. We checked the ladder inside the listings that also state a coin balance, and it holds there — it is the rating doing the work, not a difference in who lists what.

Coins and squad value are the same story told twice. A squad that rates high was assembled with billions of coins and prices at tens of billions on the market, so the three numbers move together; a listing that states all three is not describing three assets. Where they are useful is in comparing two accounts at the same rating: the one with coins left over is the one you can keep improving.

The named players are the detail under the rating. «Bellingham 126», «Neymar 125» — those are the cards that carry a squad, and on a listing at this end of the shelf they are what you are actually buying. Read the names against the rating: a 127 team built on a few signature players is a different thing from one built evenly, and it matters for what you can still upgrade.

Gems are the exception that proves the rule. They are the starter currency, they appear on the cheap listings, and on our shelf they track the price hardly at all — an account with a hundred thousand gems and no squad is a starting point, not a team.

Set the rating band first, because it sets the price bracket before anything else is compared. Under 120 is the affordable half of this shelf and the accounts in it differ by little; 125 and above is a different market, and the difference between two listings there can be larger than the whole lower half.

Then read the coins against the rating. Two accounts at the same OVR are not equal if one has a billion coins left: that balance is the next upgrade, and on this shelf it is the honest way to compare within a band.

Third, the names. At the top of the ladder the squad is a handful of specific cards, and they are what the listing is really selling — read them, and check the screenshots for the ratings claimed. A title that names players but no team rating is describing the cards rather than the team; treat it accordingly.

Last, the login. FC Mobile runs on an EA account linked to a Google, Apple or Facebook login, and the listing should say whether the link and the email can be changed. An account you cannot relink is an account on loan, whatever the squad rates.

The EA account is the purchase. FC Mobile progress lives on it, and recovery runs through the email behind it — so «EA link changeable» and «email changeable» are the two lines that decide whether you keep what you paid for. An account handed over as a game login with the seller's Google or Facebook still attached is an account they can take back.

EA bans for account sharing and for coin selling, and a banned account is worthless whatever it rates. On a shelf where the top listings cost as much as a console, that risk deserves the same attention as the squad: ask about the account's history, and prefer listings that describe how the coins were earned.

The publisher's terms, like every publisher's, do not provide for selling accounts. What protects you is taking over the EA account and its email, plus escrow: the payment is held until you confirm the account opens and the squad is the one in the listing.

Take over the EA account: change its password, move the email to your own, unlink the seller's social login and link yours, then turn on two-factor authentication. Do it before you confirm the order — the confirmation is what releases the seller's money.

Then open the squad and check it against the listing: the team rating, the named players at their claimed ratings, the coin balance. Screenshots are how this shelf describes itself at the top end, so check them against the live squad rather than against the title.

Listing is free and you receive exactly the price you set: the platform's fee is added on top for the buyer rather than taken out of your price. Lead with the team rating — it is what buyers filter by and what sets the band — then the coins and the squad value, then the players by name with their ratings. Say whether the EA link and the email can be changed: at the top of this shelf that line is worth more than a rating point, because it is what makes the squad the buyer's.