Escrow

Payment held by the marketplace until the buyer confirms the handover; the seller is paid only after that.

In a marketplace with escrow the buyer pays the platform, not the seller. The seller delivers, the buyer checks and confirms, and only then the money moves — here into a hold that lasts through the warranty window before it reaches the seller's balance. Escrow is the reason a deal with a stranger is safe: whoever cheats loses the money, not the honest side. On buysmurf the escrow is called SmurfGuard.