Money returned for an order that went wrong — instantly as wallet credit, or the way you paid.
A refund follows a dispute or a warranty claim and is decided by a person from the order log; nothing refunds automatically. By default it is credited to your wallet the moment it is decided; if you would rather have it back on the card or account you paid with, say so in the dispute and it goes the way you paid, on the bank's timing.
A claim opened from the order page when the delivery is wrong or missing; a person decides it from the order log.
Thirty days of cover on every order: replacement or refund if access is lost through no fault of the buyer.
The buyer's balance on the marketplace: cashback, refunds credited as wallet credit, daily-case rewards.